Specific provision of COVID-19 Economic Recovery Act affecting Capital Investment Plan Act takes effect January 2027

A previously dormant section of the COVID-19 Economic Recovery Act, 2020 is now being switched on by government order. Proclamation means the provision moves from "passed but not yet active" to legally in force — it n…

New consumer credit report rights take effect: key provisions of Ontario's 2018 access law now active

Sections of Ontario's Access to Consumer Credit Reports and Elevator Availability Act that amend the Consumer Reporting Act are now coming into force. These provisions cover consumers' rights to access their credit re…

Ontario Consumer Reporting Act updated: consumer score rules, security freezes, and Registrar powers consolidated into force

A large set of amendments to Ontario's Consumer Reporting Act that were previously listed as 'not in force' have now been consolidated into the active text of the law, taking effect together. The definition of 'consum…

Small pension payout threshold to double from $1,500 to $3,000 under Ontario pension rules

Ontario's General Regulation under the Pension Benefits Act is being amended to double the dollar threshold used wherever the $1,500 figure appears, replacing it with $3,000. This threshold typically governs when a pe…

Housekeeping consolidation removes superseded provisions from the 2013 budget implementation act

Two previously repealed provisions of the Economic Action Plan 2013 Act, No. 2 have now been formally removed from the consolidated text. Specifically, a coming-into-force subsection (s. 364(1)) that was already repea…

Deadline for MPPs to choose pension option extended by six weeks

The cut-off date by which Members of Provincial Parliament must make a pension option election under the MPPs Pension Act has been pushed back. The deadline was previously set at June 5, 2026 and has now been moved to…

Canada adds 23 individuals, 5 entities, and 100 vessels to Russia sanctions list

Canada's Russia sanctions regulations have been expanded with three categories of new additions. Twenty-three named individuals have been added to the designated-persons list, meaning their assets in Canada must be fr…

County of Oxford and Township of Norwich authorized to grant development-charge relief to VDK Development Inc.

The regulation has been expanded to allow the County of Oxford and the Township of Norwich to grant assistance to VDK Development Inc. in the form of full or partial exemptions from development charges imposed under t…

Canada enacts free trade agreement with Indonesia, reducing tariffs across hundreds of product categories

Canada has passed legislation implementing a new Comprehensive Economic Partnership Agreement with Indonesia. The Act approves the agreement, gives it legal force in Canada, and establishes the governance machinery—in…

B.C. pension standards regulation updated in two stages, tightening solvency rules and member-contribution notice requirements

British Columbia has issued a new regulation bringing several provisions of the Pension Benefits Standards Amendment Act, 2023 into force in two stages. The first stage rewrites how employers must eliminate a solvency…

B.C. benchmark administrators must switch to 'reasonable assurance report on controls' for all designated benchmarks

The amendment replaces the previous assurance report categories — limited assurance report on compliance and reasonable assurance report on compliance — with a single standard: a "reasonable assurance report on contro…

CDIC Differential Premiums By-law updated with revised internal metadata

The Canada Deposit Insurance Corporation Differential Premiums By-law has been amended. The visible change is limited to internal document metadata — specifically, a numerical code in the by-law's header has been upda…

CDIC deposit insurance by-law updated: examiner definition clarified, intervention guide renamed, and premium filing rules simplified

Four previously pending amendments to the Canada Deposit Insurance Corporation Deposit Insurance Policy By-law have now taken effect and been incorporated into the consolidated text. The definition of 'examiner' is no…

CDIC member institutions must now provide both information AND documents to avoid a premium surcharge

A previously pending amendment to the Canada Deposit Insurance Corporation Prescribed Practices Premium Surcharge By-law has now come into force. Under the updated rule, a member institution triggers a premium surchar…

Canada Deposit Insurance Corporation Differential Premiums By-law has been repealed

The Canada Deposit Insurance Corporation Differential Premiums By-law, which governed how CDIC calculated and assigned risk-based premium categories to member deposit-taking institutions, has been repealed in its enti…

Ontario government authorized to borrow up to $35 billion under new loan legislation

A new Ontario statute authorizes the provincial government to borrow up to $35 billion in total to pay off existing provincial debts and obligations or to make payments required by other legislation out of the Consoli…

Ontario's debt burden reduction strategy must now include metrics in its progress update

The annual debt burden reduction strategy that the Ontario government publishes with each budget must now include a progress update with specific metrics, rather than a general progress report on supporting actions. T…

Ontario Taxation Act updated: dividend tax rates, small business rate, beer credit, Trillium Benefit thresholds, and procedural rules all revised

Ontario's Taxation Act has been amended in several areas. The provincial gross-up rate applied to eligible dividends received by individuals is being reduced for tax years after 2026 (from 22.895% to 15.2283%), and th…

Section 4 of the Privatization Act flagged for future repeal once Lieutenant Governor proclaims a date

An amendment has been added to the consolidated text noting that section 4 of this Act — which exempts privatization transfers from a specific provision of the Financial Administration Act — is scheduled to be repeale…

Future repeal of two Financial Administration Act exemptions flagged in Electricity Act consolidation

The consolidated text of the Electricity Act now includes editorial notes signalling that two provisions — one exempting certain Part transactions from section 28 of the Financial Administration Act (s. 51), and anoth…

New advisory committee will screen WSIB board appointments before they reach the Minister

Pending proclamation, a formal advisory committee must be established to vet and recommend candidates for most WSIB board member positions before the Minister can propose names to the Lieutenant Governor in Council. A…

Ontario expands the election to treat funded benefit plans as unfunded for tax purposes, with new ministerial regulation powers

Planholders of funded benefit plans can now elect to have their employer health tax on benefit plan contributions calculated under the unfunded-plan rules (based on benefits paid rather than contributions made). Previ…

Ontario creates the Protect Ontario Account Investment Fund as a new designated purpose account under the Financial Administration Act

The amendment establishes a new designated purpose account called the Protect Ontario Account Investment Fund (Fonds d'investissement du compte Protéger l'Ontario). The Minister of Finance is required to set up this f…

Ontario pension law expanded to allow variable life benefits, new wind-up rules, and extinguishment of untraceable members' benefits

Ontario's Pension Benefits Act has been amended to introduce a new type of pension payment called a "variable life benefit" — a pooled, non-account-based pension paid from a dedicated fund whose amount can fluctuate b…

Two First Nations added to the schedule of bands eligible under the First Nations Fiscal Management Act

The schedule listing First Nations that can participate in the fiscal management framework — covering local revenue taxation, financial administration, and access to financing — has been updated to add two nations: Na…

BC securities rules updated for mutual fund and investment fund disclosure, conflict reporting, and IRC requirements

The British Columbia Securities Commission has amended four national instruments governing mutual funds and investment funds in BC. Mutual fund prospectus disclosure rules have been updated, including optional introdu…

Three more Saskatchewan First Nations added to GST remission list; short-title provision repealed

This amendment makes two practical changes to the order that remits goods-and-services tax for First Nations in Saskatchewan purchasing land under treaty land entitlement agreements. Three bands — Ahtahkakoop Cree Nat…

American Consumption of Softwood Lumber Products Regulations repealed in full

The American Consumption of Softwood Lumber Products Regulations have been repealed entirely. All provisions—including definitions, data-source rules, formulas for calculating American softwood lumber consumption, mar…

Steel surtax remission expanded: more product types added and in-transit window extended to late December 2025

The federal remission order that waives the steel import surtax for qualifying goods has been updated in two ways. First, the in-transit relief window has been extended: goods that were in transit after August 1, 2025…

Precursor Control Regulations expanded to cover new Schedule V substances and four new chemicals added to controlled schedule

The definitions of Class A and Class B precursors have been broadened to include substances listed in the newly created Schedule V to the Controlled Drugs and Substances Act, in addition to the existing Schedule VI su…

Expanded definitions and updated compliance deadlines for eligible financial contracts at federal member institutions

This amendment to the Canada Deposit Insurance Corporation Eligible Financial Contracts By-law makes three practical changes. First, two new defined terms—'central counterparty' and 'clearing and settlement system'—ar…

B.C. brings into force 2025 amendments to Health Care Costs Recovery Act and updates supporting regulation

British Columbia has activated the Health Care Costs Recovery Amendment Act, 2025 and made corresponding updates to its supporting regulation. The amendments update cross-references within the regulation to reflect ne…

Several Budget 2024 amendment sections repealed before they ever took effect

Sections 213 to 221 and 224 of the Budget Implementation Act, 2024, No. 1 were repealed by a subsequent federal statute before they ever came into force. These sections had been held in reserve, awaiting activation by…

EI appeals now go to the new Employment Insurance Board of Appeal, not the Social Security Tribunal

The Employment Insurance Act has been updated to reflect that appeals of EI Commission decisions are directed to the newly created Employment Insurance Board of Appeal, replacing the previous route through the General…

Advance payment loan limits extended to program year 2026, with higher cap maintained for canola producers

The regulations have been updated to set the maximum advance payment amount for program year 2026 at $250,000 for most agricultural producers. Canola producers continue to benefit from a higher cap of $500,000 for bot…

Federal government remits permanent residence application fees for certain out-of-status construction workers and pandemic healthcare workers

This new federal order grants a refund (or waiver) of the processing fees for permanent resident applications made on humanitarian and compassionate grounds by two specific groups: out-of-status construction workers i…

Federal government creates remission program for US motor vehicle surtax paid by specific importers

A new federal remission order allows named motor vehicle importers — identified by business number in a confidential schedule — to recover surtaxes paid or payable under the 2025 US Motor Vehicles Surtax Order. The re…

Permanent resident application fee waived for certain Afghan nationals approved under specific public policies

The federal government has created a new remission order that cancels the permanent resident status fee for certain Afghan nationals whose applications were approved under one of three specific temporary public polici…

Permanent residency and sponsorship fees waived for Sudan conflict family class applicants

This new federal remission order cancels or refunds the fees normally charged for acquiring permanent resident status and for processing a family sponsorship application, for a specific group connected to the conflict…

Permanent resident status fee waived for certain former child-protection youth who obtained PR under 2024 public policies

The federal government has remitted (waived) the fee normally charged when someone acquires permanent resident status under Canada's immigration rules, for a specific group of people. Those covered are individuals who…

Canada enacts sweeping border security and immigration overhaul covering asylum rules, drug enforcement, and money laundering

A new federal Act introduces broad changes across several intersecting areas. On immigration, it tightens refugee claim eligibility rules, adjusts how asylum claims are processed and referred, expands information-shar…

Federal access-to-information exemptions updated: new laws added, one provision expanded

Schedule II of the Access to Information Act, which lists laws whose confidentiality provisions override the general right to access government records, has been updated in several ways. Three new statutes have been a…

Digital Services Tax Act removed from list of tax laws trustees must account for in bankruptcies

The Digital Services Tax Act has been repealed from the list of federal tax statutes that a bankruptcy trustee must account for before distributing dividends to creditors. Previously, trustees were required to hold ba…

Canada's federal borrowing ceiling raised to $2.541 trillion

The statutory cap on the total amount the federal government may have outstanding in borrowed money at any one time has been increased from $2,126,000,000,000 to $2,541,000,000,000. The ceiling covers borrowings by th…

Canada's Budget 2025 Implementation Act No. 1 is now law, touching tax, housing, banking, transport and more

The federal government has enacted a wide-ranging budget implementation statute that makes changes across dozens of areas of federal law. Key practical effects include: repealing the Digital Services Tax (with refunds…

Cooperatives can now be dissolved immediately if flagged as a terrorist-listed entity

The Canada Cooperatives Act now includes a new ground for administrative dissolution: the Director can dissolve a cooperative without notice if the Minister of Public Safety notifies them that the cooperative is a lis…

Digital Services Tax Act removed from Canada Revenue Agency's list of administered tax laws

The Digital Services Tax Act has been repealed and its entry in the Canada Revenue Agency Act's list of federal tax legislation administered by the CRA has been replaced with a note marking it as repealed. This means…

Canada gets a new standalone statute governing the Canada Development Investment Corporation

A new federal Act formally continues the Canada Development Investment Corporation (CDEV) — previously incorporated under the Canada Business Corporations Act — as a statutory Crown corporation and agent of the federa…

CDIC deposit insurance extended to cover asset acquisitions by federal credit unions from provincial credit societies

The Canada Deposit Insurance Corporation Act has been amended to extend federal deposit insurance protection to deposits held by provincial cooperative credit societies when a federal credit union acquires their asset…

Consumer-Driven Banking Act repealed in full

The Consumer-Driven Banking Act has been repealed. The entire substantive text of the Act — including its provisions on consumer data sharing, the participating entity registry, the technical standards body, prohibiti…

Canada creates a new consumer-directed financial data-sharing framework

A new federal law establishes a formal system — called consumer-driven banking — that lets consumers (including businesses) instruct their bank or other accredited financial institutions to share their financial data…

Corporations linked to terrorism can now be dissolved immediately without prior notice

The Canada Business Corporations Act now adds a fifth ground for the Director to dissolve a federal corporation: being notified by the Minister of Public Safety that the corporation is a "listed entity" under the Crim…

Canada Infrastructure Bank's capital ceiling raised from $35 billion to $45 billion

The maximum amount the federal government can pay to the Canada Infrastructure Bank from the Consolidated Revenue Fund has been increased from $35 billion to $45 billion in aggregate. This change expands the Bank's po…

Federal Digital Services Tax Act text removed from consolidated publication — law remains in force

The full operative text of the Digital Services Tax Act has been removed from this consolidated document, leaving only the title and enacting citation. This is a publishing change to the consolidated text, not a repea…

Digital Services Tax Act removed from excise duty refund filing checklist

The Excise Act, 2001 has been amended to remove the Digital Services Tax Act from the list of federal statutes whose returns must be filed before a person can receive an excise duty overpayment refund or have an overp…

Digital Services Tax Act removed from list of laws EDC can share privileged client information to support

Export Development Canada (EDC) is no longer permitted to share privileged client information with the Minister of National Revenue for the purpose of administering or enforcing the Digital Services Tax Act. The permi…

Consumer-driven banking oversight removed from FCAC's mandate; Senior Deputy Commissioner role abolished

A set of amendments strips out all provisions in the Financial Consumer Agency of Canada Act that related to consumer-driven banking. The Senior Deputy Commissioner for Consumer-Driven Banking position has been repeal…

Federal financial administration rules updated: Digital Services Tax removed from set-off exemption, new trade deals added, Crown corporation deleted

Several targeted changes have been made to Canada's core financial administration legislation. The Digital Services Tax Act has been removed from the list of tax statutes whose amounts are exempt from the government's…

Farm Credit Canada Act now requires periodic parliamentary review of the agency's operations

A new section has been added to the Farm Credit Canada Act requiring the Minister of Agriculture and Agri-Food, in consultation with the Minister of Finance, to review the Act and Farm Credit Canada's operations on a…

Global Minimum Tax Act updated to remove Digital Services Tax Act cross-references in transfer-pricing and filing rules

Two provisions in Canada's Global Minimum Tax Act have been revised to remove references to the Digital Services Tax Act. First, the joint-and-several liability formula for non-arm's-length property transfers no longe…

Mandatory annual audit of Government Annuities accounts by the Auditor General has been removed from the law

The provision requiring the Auditor General to conduct an annual audit of the accounts and financial transactions under the Government Annuities Act and the Government Annuities Improvement Act, and to report results…

Canada's Insurance Companies Act overhauled: longer sunset, higher ownership thresholds, stronger security oversight, and new e-document rules

The federal Insurance Companies Act has been updated in several significant ways. The sunset date by which insurance companies, fraternal benefit societies, and insurance holding companies must either wind up or recei…

OSFI's information-sharing committee gains FINTRAC Director; Superintendent gets broader powers to share and receive information

The Director of the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) has been added as a member of the financial institutions advisory committee, joining the Superintendent, the Bank of Canada Go…

Canada's anti-money-laundering law overhauled: higher fines, tougher compliance orders and new enrolment regime

The Proceeds of Crime (Money Laundering) and Terrorist Financing Act has been significantly amended in two main waves. First, criminal fines for most compliance offences have been sharply increased — for example, gene…

Veterans' pension basic rates locked in retroactively from 1985 to end of 2026, with new Schedule IV listing exact amounts

The amendment formally establishes the dollar amounts of the basic pension payable to disabled Canadian Forces members for every year from April 1, 1985 through December 31, 2026, consolidating them in a new Schedule…

Canada's Red Tape Reduction Act gains new regulatory sandbox powers for innovation and competitiveness

The Act has been restructured and significantly expanded. The existing one-for-one administrative burden rules are now grouped under Part 1, with minor wording updates but no substantive change to those obligations. A…

Retail Payment Activities Act updated: tighter anti-money-laundering grounds for refusing or revoking PSP registration

The Act has been amended to sharpen the anti-money-laundering criteria that allow the Bank of Canada to refuse or revoke a payment service provider's (PSP) registration. The language now refers to being found guilty o…

Canada's sanctions law gains a new Part 2 requiring banks to report and remit profits earned on sanctioned foreign assets

The Special Economic Measures Act has been restructured and expanded. The original sanctions provisions are now grouped under Part 1, while a brand-new Part 2 creates specific obligations for federally regulated finan…

Canada's new Stablecoin Act creates a federal registration and oversight regime for stablecoin issuers

The Stablecoin Act establishes a mandatory federal framework for anyone who creates and makes a stablecoin available for purchase in Canada (with interprovincial or international reach). No one may issue a stablecoin…

Federal student aid blocked for private, for-profit foreign schools — with a phase-out window for current students

A new rule (s. 6.31) prohibits the federal government from providing Canada Student Financial Assistance to students enrolled at private, for-profit designated educational institutions located outside Canada. A delaye…

Luxury tax on aircraft and vessels effectively suspended; registration and filing requirements wound down

The Select Luxury Items Tax Act has been amended to stop the luxury tax from applying to subject aircraft and subject vessels going forward. Any tax that would have become payable under Division 2 of Part 1 in respect…

Federal trust and loan companies get seven-year sunset extension, higher equity thresholds, and stronger security oversight rules

The sunset date allowing federal trust and loan companies to continue carrying on business has been pushed from June 30, 2026 to June 30, 2033, giving the industry a seven-year extension before re-authorization is req…

Underused Housing Tax effectively ended: no tax owed and no returns required from 2025 onward

Two new provisions have been added to the Underused Housing Tax Act that together shut down the tax going forward. First, no tax is payable under the Act for 2025 or any later calendar year. Second, owners of resident…

Mortgage administrators, brokers and lenders now trigger client identity verification at first transaction, matching real estate rules

The regulations now require mortgage administrators, mortgage brokers, and mortgage lenders to verify a client's identity the very first time that obligation arises — the same standard that already applied to real est…

Maximum fines for anti-money-laundering violations raised dramatically, with some violations reclassified as more serious

The maximum administrative monetary penalties (AMPs) for violations of Canada's anti-money-laundering and terrorist financing rules have been significantly increased. Minor violations now carry a maximum penalty of $4…

Co-op housing corporations carved out of purpose-built rental GST/HST rebates unless equity-transfer rules are met

Amendments to Canada's Real Property (GST/HST) Regulations introduce the concept of an "excluded equity housing supply," which blocks certain co-operative housing transactions from qualifying for the enhanced GST/HST…

Digital Services Tax Regulations have been repealed

The Digital Services Tax Regulations, which set out prescribed interest rates, revenue thresholds, the tax rate, and the deduction amount under the Digital Services Tax Act, have been repealed in their entirety. All s…

New regulations set out exclusions, export rules, and transition relief for the federal luxury tax on aircraft, vessels, and vehicles

Canada has enacted formal regulations under the Select Luxury Items Tax Act covering four main areas. First, aircraft and vessels sold under written purchase agreements signed before 2022—or with qualifying pre-2022 d…

Canada adds four Iranian entities and five individuals to its Iran sanctions list

Canada has expanded its Special Economic Measures (Iran) Regulations by adding four Iranian companies and five individuals to the sanctions schedules. The four newly listed entities are Chekad Sanat Faraz Asia (also k…

BC replaced the IIROC-named registration instrument with an updated version naming CIRO

The old BC Instrument 22-502, which named the Investment Industry Regulatory Organization of Canada (IIROC) as the body handling securities registration, has been repealed and replaced with a new version of the same i…

BC updates the list of derivatives that must be centrally cleared under National Instrument 94-101

British Columbia's securities regulator has replaced Appendix A of National Instrument 94-101, which sets out the specific derivatives contracts that must be cleared through a central counterparty. The revised list co…

B.C. adds National Pharmacare drug plan and removes insulin pricing exception for pharmacists

Three linked changes take effect together. First, a new drug plan called Plan NP (National Pharmacare) is created; any person who holds a B.C. medicare card is automatically enrolled in it. Second, the existing rule t…

BC creates competitive process and capacity caps for data centres and hydrogen exporters seeking BC Hydro power

A new regulation requires that AI data centres, conventional data centres, and hydrogen-for-export facilities go through a formal competitive process run by BC Hydro (the authority) before receiving new grid connectio…

BC Business Corporations Regulation updated to exempt Indigenous nation-owned companies and professional LLPs from certain corporate requirements

The Business Corporations Regulation has been amended to introduce two new categories of entity — corporations wholly owned by one or more Indigenous nations, and corporations wholly owned by a professional limited li…

Federal government waives repayment obligations for Canadians wrongly approved for dental care coverage

This new remission order cancels the debt that certain Canadian Dental Care Plan participants would otherwise owe the federal government. It covers two groups: people whose eligibility or co-payment amounts were misca…

PIPEDA gains a data-portability framework — but amendments are not yet in force

Parliament has enacted a new Division 1.2 ("Mobility of Personal Information") that, once brought into force, will require organizations subject to a data mobility framework to transfer an individual's personal inform…

Canada adds preferential tariff rates for UK and Indonesia goods, and allows seized goods to be donated to charities

Three sets of changes have been added to the pending (not yet in force) provisions of the Customs Tariff. First, a new Comprehensive and Progressive United Kingdom Tariff (CPUKT) is established, giving goods originati…

Investment Canada Act schedule updated to include Canada–Indonesia trade agreement

The schedule to the Investment Canada Act has been amended to add a reference to the Canada–Indonesia Comprehensive Economic Partnership Agreement (CEPA) and its Article 1.5. This means that investments covered by tha…

New grounds added to Export and Import Permits Act for restricting trade on economic security grounds

Pending amendments (not yet in force) will add new reasons for which the federal government can place goods on export and import control lists. Specifically, authorities will be able to restrict exports or imports to…

CITT gets new inquiry and complaint powers covering goods imported under the proposed Indonesia Tariff

Amendments not yet in force add a new layer of trade-remedy procedures to the Canadian International Trade Tribunal Act specifically for goods that would benefit from an Indonesia Tariff under the Customs Tariff. Once…

Commercial Arbitration Act updated to cover CPTPP accessions and the Canada–Indonesia trade deal

Two additions have been made to Schedule 2 of the Commercial Arbitration Act, which lists the international trade agreements whose investor-state dispute provisions can be arbitrated under the Act. First, the referenc…

New rules prescribe how pension plans must handle asset transfers for missing members

Amendments not yet in force will add detailed procedures for federally regulated pension plans when a member or former member cannot be located and their pension assets must be transferred to a designated entity. Plan…

Canada's CPTPP Act updated to accommodate UK accession and future treaty expansions

Amendments not yet in force have been appended to the consolidated text of the CPTPP Implementation Act. These pending changes redefine "Agreement" to include any future accession protocols listed in a new schedule, e…

Transitional-law footnotes removed from Equal Wages Guidelines, 1986

Two transitional provisions that had been appended to the Equal Wages Guidelines, 1986 have been removed from the consolidated text. These provisions — which explained how the Public Service Labour Relations Board and…